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Debt Settlement Truths - Answering the Critics

A Review of LifeLock ID Theft Protection Service

Will I Owe the IRS Tax on Cancelled Debt?
Debt Settlement Tax Liability, 1099-C and Form 982

How to Negotiate a Lower Interest Rate on Your Credit Card

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3 Huge Tips to Reduce Credit Card Debt

How to Use the Debt Snowball Method

Tips to Find a Reliable Debt Settlement Company

 
Related Resources

Here are some sites, articles and resources that I have found to be very helpful in my journey out of debt.


Credit.About.com
Pretty much the most debt and credit information I've seen anywhere.  Great Resource.

Dave Ramsey
The champion of the Debt Snowball Method, Dave has a wealth (literally) of information and offerings to help you get out of debt and avoid the "stupid tax"!

Related Articles:

How Debt Settlement can save you thousands
Learn more about the benefits of debt settlement, how it works, and how it may help you avoid bankruptcy and get out of debt,
as well as reducing your stress level!

Why I Chose Debt Settlement
These are the reasons that it was my choice to kick off my journey out of debt.

My Settlements
Look here to see how much I saved by avoiding bankruptcy and using debt settlement.

Credit Counseling - How Can it Help Me?
It can help save you from bankruptcy, but what are it's real advantages and disadvantages? Get all the facts here.

Finding a Reputable Credit Counseling Agency
There are several things that you should do when looking for the right consumer credit counseling agency.

Debt Consolidation
Learn the benefits and drawbacks of the most popular form of debt management and debt relief out there. 

Debt Consolidation Loans
Depending on the type of debt you have, there can be many choices out there that will help solve your debt problems.  Learn about the most common types of debt consolidation loans here.

The Debt Snowball Method
Get rid of all your debt - including your mortgage in record time using the money you currently earn!  It's possible to create an avalanche of debt relief!

Bankruptcy Facts
Find out about bankruptcy, common types, and it's impact on your finances and your life.

Bankruptcy Abuse Prevention and Consumer Protection Act of 2005
Learn about this important piece of legislation and how it will affect millions of Americans.

Debt Relief Information Directory

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Did You Know...

49% of adults, and 66% of US high school students got F's on a national test on their knowledge of basic economic principles.

Food for Thought...

 "I'd rather go to bed without supper than rise in debt."
-
Ben Franklin.


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