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Date Name of Company Dear Sir or Madam: I am writing to dispute the following information in my file. I have circled the items I dispute on the attached copy of the report I received. This item (identify item(s) disputed by name of source, such as creditors or tax court, and identify type of item, such as credit account, judgment, etc.) is (inaccurate or incomplete) because (describe what is inaccurate or incomplete and why). I am requesting that the item be removed (or request another specific change) to correct the information. Enclosed are copies of (use this sentence if applicable and describe any enclosed documentation, such as payment records, court documents) supporting my position. Please reinvestigate this (these) matter(s) and (delete or correct) the disputed item(s) as soon as possible. Sincerely, Enclosures: (List what you are enclosing.) |
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Good Credit Rules!
Having good credit is one of
the most important building blocks to financial independence.
Learn how getting good credit can help your life.
Follow these tips to
maintain a great credit score
Here are a bunch of tips and suggestions that will put your
score at the top and keep it there.
Learn valuable information
about credit reports
Find out about what could be on you credit report, types of
credit reports and how to get them for free every year!
How to avoid credit repair scams
By knowing what's out there, you can save yourself a ton of
money, headaches and time. Picking the right credit repair
strategy is critical to your financial future.
Improve your
credit score by disputing items on your credit report
By disputing erroneous, inaccurate and
unverifiable entries on your report, you can drastically improve
your score and save hundreds and even thousands of dollars in
interest.
A common question - Is
Credit Repair Legal?
Read my thoughts on the legal and
ethical implications of credit repair.
Get your free Annual
Credit Report
Read my review of
www.annualcreditreport.com and learn how to get your reports
free.
Do It Yourself Credit
Repair
Remove unwanted marks
by disputing them yourself. By applying some basic
techniques and using recent legislation to your advantage, you
can have adverse entries removed much sooner.
Sample Dispute Letter
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Personal Money Management Basics
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Did You Know... |
49% of adults, and 66% of US high school students got F's on a national test on their knowledge of basic economic principles.
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Food for Thought... |
"I'd rather go to bed without supper than rise in debt."
-Ben Franklin.
